Prospective Client Info
OUR HOLISTIC FINANCIAL PLANNING PROCESS
1. Establishing and defining the client-advisor relationship.
We clearly explain and document the services to be provided to you and define both your and our responsibilities. We explain fully how we will be paid. We work with you to agree on the scope of our professional relationship and on how decisions will be made.
2. Gathering client data, including goals.
We will ask for information about your financial situation. We will work together to mutually define your personal and financial goals, understand your time frame for results and discuss, if relevant, how you feel about risk. We will gather all the necessary documents and critical information before giving you the advice you need.
3. Analyzing and evaluating your financial status.
We will analyze your information to assess your current situation and determine what you must do to meet your goals. Depending on what services you have requested, we may include analysis of your assets, liabilities and cash flow, current insurance coverage, investments, tax strategies, and estate plans.
4. Developing and presenting financial planning recommendations and/or alternatives.
We offer financial planning recommendations to address your goals, based on the information you provide. We review the recommendations with you to assist you make informed decisions. We listen to your feedback and revise the recommendations as appropriate.
5. Implementing the financial planning recommendations.
We agree on how the recommendations will be carried out. Where necessary, we will coordinate the process with other professionals such as attorneys or accountants.
6. Monitoring the financial planning recommendations.
We will continue to monitor your progress towards your goals. We will report to you periodically, review your situation, and adjust advice and recommendations, as your life changes.
1. Establishing and defining the client-advisor relationship.
We clearly explain and document the services to be provided to you and define both your and our responsibilities. We explain fully how we will be paid. We work with you to agree on the scope of our professional relationship and on how decisions will be made.
2. Gathering client data, including goals.
We will ask for information about your financial situation. We will work together to mutually define your personal and financial goals, understand your time frame for results and discuss, if relevant, how you feel about risk. We will gather all the necessary documents and critical information before giving you the advice you need.
3. Analyzing and evaluating your financial status.
We will analyze your information to assess your current situation and determine what you must do to meet your goals. Depending on what services you have requested, we may include analysis of your assets, liabilities and cash flow, current insurance coverage, investments, tax strategies, and estate plans.
4. Developing and presenting financial planning recommendations and/or alternatives.
We offer financial planning recommendations to address your goals, based on the information you provide. We review the recommendations with you to assist you make informed decisions. We listen to your feedback and revise the recommendations as appropriate.
5. Implementing the financial planning recommendations.
We agree on how the recommendations will be carried out. Where necessary, we will coordinate the process with other professionals such as attorneys or accountants.
6. Monitoring the financial planning recommendations.
We will continue to monitor your progress towards your goals. We will report to you periodically, review your situation, and adjust advice and recommendations, as your life changes.
